Updated about 13 years ago on . Most recent reply

Insurance for OOC Duplex
I live in one side and rent the other, what is the best way to set-up my insurance? My agent is currently saying to push my homeowners insurance liability up to $500k and add a $1m umbrella. Is this the best set-up? I got a quote from National Real Estate Insurance group but the min. deductible is $3k, this seems really high for my situation.