Separate LLC for Wholesaling and Buy & Holds?

Separate LLC for Wholesaling and Buy & Holds?

Rental Property Investor · Upper Marlboro, MD · Member since 2017 · 33 posts · 6 votes

I currently have an LLC for my wholesaling business. Should I start a separate LLC for my buy & hold properties?

0Reply
2 views

6 Replies

Jump to latestLatest
  • Investor · Reading, PA · Member since 2015 · 102 posts · 119 votes
    9y

    @Tiffany Spann I would ask an accountant. I know our accountant advised we have a separate LLC for flipping and a separate LLC for buy/hold.

  • Rental Property Investor · Upper Marlboro, MD · Member since 2017 · 33 posts · 6 votes
    9y

    Thanks @April Crossley - I will be sure to do that.

  • Rental Property Investor · Broken Arrow, OK · Member since 2016 · 1k+ posts · 1k+ votes
    9y

    @Tiffany Spann IMO, ABSOLUTELY unless you don't care about losing your buy and hold assets if you ever mess up and get sued under your wholesale business. Always separate assets from liabilities. Some people even recommend having each buy & hold property owned by a separate LLC, or implementing a series LLC. CYA to CYA... (Consult Your Attorney to Cover Your A..Butt!!)

  • Lender · San Antonio, TX · Member since 2016 · 1k+ posts · 1k+ votes
    9y

    @Tiffany Spann Ask your attorney. Mine set up 3 - one for transactional investments, one for long-term buy-and-holds, and another for the management of everything.

  • Dunedin, FL · Member since 2017 · 33 posts · 5 votes
    9y
    the episode of the podcast that had an attorney as the guest said (paraphrasing) from a tax standpoint it's beneficial to separate buy&holds from flips/wholesale deals because if they're all in one LLC the irs will elect the transactions that determine how you're taxed. The flips/wholesale deals obviously have a higher earnings potential in a year so guess which transactions they'll scrutinize? If they're in their own LLC then they don't have the option to differentiate
  • Rental Property Investor · Upper Marlboro, MD · Member since 2017 · 33 posts · 6 votes
    9y

    Thanks @Jason Hirko and @Zachary Wills! 

Join the conversationCreate a free account to reply, vote on answers and follow this thread.