Virtual Assistant · Toledo, OH · Member since 2026 · 84 posts · 36 votes
I've been pulling tax records in Ohio and trying to refine my screening process.
One question I keep coming back to: is there a point where a property is too deep in delinquency to be worth chasing?
For example:
· 1–2 years delinquent → owner may be behind but still engaged
· 4–5+ years delinquent → often means bigger issues (liens, title problems, or even forfeiture already in progress)
For those who actively source off‑market deals, where do you draw the line? Do you prefer recent delinquencies, or do you still chase deeper ones and accept the extra risk?
Investor · Houston, TX · Member since 2026 · 11 posts · 5 votes
3mo
@Okechukwu Treasure C you drop in your tax delinquent list and in 48 hours you get your list emailed back to you with each property rated and ot comes with a guide that actually teaches you a workflow to do with your lists thats not taught publicly
Investor · Houston, TX · Member since 2026 · 11 posts · 5 votes
3mo
@Okechukwu Treasure C you drop in your tax delinquent list and in 48 hours you get your list emailed back to you with each property rated and ot comes with a guide that actually teaches you a workflow to do with your lists thats not taught publicly
@Okechukwu Treasure C you drop in your tax delinquent list and in 48 hours you get your list emailed back to you with each property rated and ot comes with a guide that actually teaches you a workflow to do with your lists thats not taught publicly
England, that's really helpful – thanks for the breakdown. The fact that it comes with a workflow guide is a major plus. Most tools give you the data but leave you to figure out the process yourself. I'm definitely going to look into it. Do you find the ratings accurate compared to what you see on the ground, or is it more of a starting point for further research? Either way, I appreciate you sharing this – it's not every day someone points you to a tool with actual training attached.
Investor · Houston, TX · Member since 2026 · 11 posts · 5 votes
3mo
@Okechukwu Treasure C it's not 100% accurate i would say like 80-90% and in the workflow it tells you that and it's a workblock in the guide that they give you
@Okechukwu Treasure C it's not 100% accurate i would say like 80-90% and in the workflow it tells you that and it's a workblock in the guide that they give you
England, 80–90% accuracy is solid – especially with a workbook guide attached. Most tools just throw data at you and leave you to figure out the rest.
Out of curiosity, do you find the 10–20% inaccuracies are usually in specific areas (like property condition, actual owner motivation), or is it random? Just trying to understand where to apply my own due diligence on top of the tool.
Appreciate you sharing this – definitely going to check it out.
Englewood, NJ · Member since 2018 · 356 posts · 61 votes
2w
Okechukwu - nobody actually answered your question about delinquency depth, so let me take a shot at it.
The short answer: deeper delinquency = more motivated seller, but also more title complexity. A property 4-5 years delinquent often has accumulated liens, redemption period complications, or is already in the tax foreclosure pipeline. That does not make it unworkable - it makes it a different deal structure. You need to understand your county's specific tax foreclosure timeline and redemption rights before you decide where to draw the line.
But here is what I think matters more than delinquency depth alone: whether that tax delinquency is stacking with other distress signals from the same county records.
Three county offices produce public records that identify distressed properties, and all three are free to search:
1. Tax Collector - tax delinquent properties (what you are already pulling - owner name, amount owed, years behind) 2. Code Enforcement - violation notices with dollar-amount repair costs documented by county inspectors. These are not your estimates - they are actual documented numbers from inspectors who visited the property. A property with $15,000 in documented code violations tells you something no tax delinquency list alone can. 3. Clerk of Court / Register of Deeds - probate filings, lien recordings, pre-foreclosure notices. A probate filing on a tax-delinquent property means the owner may have passed and heirs need to settle the estate - often the most motivated sellers of all.
When a property shows up on all three lists - tax delinquent AND code enforcement violations AND a probate or lien filing - that is what I call converged distress. It is not a maybe. It is a confirmed situation where someone needs to sell.
For Ohio specifically, Lucas County (Toledo) has searchable public records. You can pull the tax delinquent list from the Lucas County Treasurer, cross-reference with Toledo Code Enforcement violations, and check Lucas County Clerk of Court for probate and lien filings. All free. Instead of paying 7 cents a record for a scoring tool, you can cross-reference three county sources that each independently confirm distress - at $0 cost.
The delinquency depth question becomes less important when you have multiple signals converging. A property 2 years delinquent with code violations and a probate filing is more actionable than a property 5 years delinquent with nothing else. Depth matters, but convergence matters more.