What happens when a business owner has the opportunity, but not the capital?

Question

One thing I’ve noticed is that a lot of business owners don’t necessarily have a lack of opportunity — sometimes they just don’t have the capital available at the right time.

Maybe they need to purchase equipment, take on a larger contract, increase inventory, hire employees, or simply create more breathing room in their cash flow.

That’s why I think professionals who already advise business owners, especially CPAs, accountants, consultants, and other service providers, can add even more value by having a reliable business funding resource in their network.

Not every business will qualify for the same type of financing, but knowing what options are available can sometimes make the difference between passing on an opportunity and being able to move forward.

Gregory Acs · Answer

I agree that access to capital can be just as important as the opportunity itself. I’ve found that the businesses in the best position are usually the ones that understand their financing options before they actually need them, rather than trying to secure funding after an opportunity appears.

Nicholas Floyd · Answer

@Gregory Acs

Exactly. The best time to understand your funding options is before the opportunity is sitting in front of you. I work with business owners to get a clear picture of what they may qualify for ahead of time, whether that’s 0% APR business credit cards, business lines of credit, business loans, SBA 7(a) funding, or revenue-based funding. That way, when the right opportunity comes up, they’re already positioned to move instead of scrambling for capital.