Wholesale to Development

Wholesale to Development

Real Estate Consultant · Rochester NY · Member since 2026 · 20 posts · 12 votes

I have access to a Rochester infill opportunity with seller financing, I have a defined housing/development concept through INI Living, but I'm building my first development team. Who should I assemble first, and are there Rochester/Western NY builders or development partners interested in reviewing it?

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Rental Property Investor · Fairfield, CT · Member since 2019 · 25 posts · 7 votes
1w

@Ni Robinson That sounds like an interesting opportunity. Since you already have site access, seller financing, and a defined concept, I’d focus on assembling the core team around feasibility and execution first.

I’d start with:

  1. A local developer/GC or builder who understands Rochester infill projects, local construction costs, and permitting.

  2. An architect and civil engineer with experience in Rochester zoning, site planning, utilities, and entitlement work.

  3. A lending/capital partner who can help you structure the full capital stack around the seller financing. I’d definitely like to be on that list and take a look at the project with you.

  4. A local real estate/development attorney to review the seller financing, purchase structure, zoning, and development agreements.

Before spending heavily on plans, I’d want the team to pressure-test the concept, zoning, development budget, projected value/rents, and financing structure together.

On the builder/development-partner side, I’d also be happy to help you think through what type of partner you should be looking for and make introductions where we have the right relationships. If you send me the property details and what you have on the INI Living concept, I can start by looking at it from the financing side and help identify the next pieces you need.

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  • Rental Property Investor · Fairfield, CT · Member since 2019 · 25 posts · 7 votes
    1w

    @Ni Robinson That sounds like an interesting opportunity. Since you already have site access, seller financing, and a defined concept, I’d focus on assembling the core team around feasibility and execution first.

    I’d start with:

    1. A local developer/GC or builder who understands Rochester infill projects, local construction costs, and permitting.

    2. An architect and civil engineer with experience in Rochester zoning, site planning, utilities, and entitlement work.

    3. A lending/capital partner who can help you structure the full capital stack around the seller financing. I’d definitely like to be on that list and take a look at the project with you.

    4. A local real estate/development attorney to review the seller financing, purchase structure, zoning, and development agreements.

    Before spending heavily on plans, I’d want the team to pressure-test the concept, zoning, development budget, projected value/rents, and financing structure together.

    On the builder/development-partner side, I’d also be happy to help you think through what type of partner you should be looking for and make introductions where we have the right relationships. If you send me the property details and what you have on the INI Living concept, I can start by looking at it from the financing side and help identify the next pieces you need.

  • Developer · Fayetteville Arkansas · Member since 2021 · 25 posts · 17 votes
    1w

    Don't skip a good architect, especially at infill imo as these sites are more challenging and require creative thinking.

  • Nicholas FloydBusiness Member
    NY · Member since 2026 · 232 posts · 86 votes
    1w

    You’re already in a good position having site access, seller financing, and a defined concept. I’d focus on getting the right GC/builder, architect, civil engineer, and financing plan in place early so everyone is working from the same numbers.

    I’m also based out of Rochester and work in business funding, so this caught my attention. I may be able to help with financing for pre-development costs, equipment, working capital, or other parts of the capital stack. I’d definitely be interested in learning more about the project and what you’re looking to build.

  • Divin KanyamaBusiness Member
    Accountant · Seattle, WA · Member since 2025 · 371 posts · 144 votes
    1w

    @Ni Robinson Seller financing and a defined concept provide a strong starting point. The first priorities should be a local real estate attorney, an architect or civil engineer familiar with Rochester zoning and approvals, and a contractor or construction manager who can provide early cost feedback. A lender or capital advisor and a CPA should also be involved before the structure is finalized, so the seller-financing terms, equity requirements, tax implications, and project budget all support the same plan.

    Before asking builders or development partners to review the opportunity, prepare a short package covering site control, zoning, unit count and concept, preliminary sources and uses, expected rents or sale prices, seller-financing terms, timeline, and the specific role a partner would play. In Rochester and Western New York, firms with recent infill experience at a similar scale may be a better fit than simply the largest builder. Local architects, attorneys, lenders, real estate groups, and development organizations can often provide useful introductions to partners who understand area costs, permitting, and neighborhood dynamics. Sharing the project size, location, and proposed partnership structure will also lead to more relevant feedback and connections.

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