Getting into rental property

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Getting into rental property

Fernando Garcia
Member since 2026 · 1 post · 0 votes

This is my first time here or posting, so I'll get straight to the point.

I am 22 years old, want to get into rental property, and am a senior in college majoring in economics. I am saving from my part-time job, putting it into my Hysa. I dont have any loans, which is great but i want to get into rental because I think corporate life isn't for me. Any feedback would be great

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  • Maurizio PisciottaPro Member
    Delray Beach, FL · Member since 2024 · 28 posts · 13 votes
    15h

    Hi Fernando, at 22, you’re already doing a lot of important things right: you’re saving consistently and you don’t have debt.

    I wouldn’t rush into buying a rental just because corporate life doesn’t sound appealing, though... Real estate can build wealth and eventually produce meaningful income, but it usually takes time and multiple properties before it can replace a salary.

    I'd use this early stage to learn how to actually analyze deals. Pick a market, look at properties every week, estimate rents, calculate mortgage/taxes/insurance, vacancy, maintenance, CapEx and management, and see what the cash flow and return actually look like.

    Don’t underestimate the value of your first few years of income after college.. A good W-2 can actually make it much easier to qualify for financing (conventional) and save the capital needed to start building the portfolio.

    You have time on your side :)

    Good luck!

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  • Divin KanyamaBusiness Member
    Accountant · Seattle, WA · Member since 2025 · 254 posts · 85 votes
    13h

    @Fernando Garcia You’re off to a great start—being 22, nearly finished with college, saving consistently, and carrying no debt gives you options. I wouldn’t rush to avoid corporate life before you’ve tried it; a steady income can help you qualify for financing and build reserves for your first rental. Focus on learning how to analyze cash flow, maintenance, vacancies, financing, and local landlord rules. Then set a realistic savings target and study deals in one market until you understand the numbers. Your first property does not need to be perfect—it just needs to be financially sound. Keep saving, build your credit and network, and move patiently. You have plenty of time to create the freedom you’re looking for.

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