Hello, I’m a new investor in commerical real estate. I wanna say hello and get advice from anyone on how to network and how to finance these deals? How hard is it to create a GP team? Can I just present deals to brokers for others? How does creative financing work? Where is really the danger in buying commerical properties since the bank understands that it’s a business credit and not a personal credit on individuals in the deals?
Realtor · Willow Grove, PA · Member since 2017 · 991 posts · 646 votes
6d
Welcome! I would start with networking and learning. Get to know some local brokers, lenders, investors, and property owners. Those relationships will help you understand how deals actually get done.
An LLC doesn't mean there is no personal risk. A lot of commercial lenders still require personal guarantees, especially when you're newer.
There are also several ways to structure creative financing, including seller financing, assuming debt, or bringing in a capital partner. The right option really depends on the property and the people involved.
Lender · NJ · Member since 2025 · 53 posts · 25 votes
2d
On the financing side, most commercial lenders still want a personal guarantee, so your personal credit and liquidity matter even when the deal sits in an LLC. They look at the property's income first, then your experience and cash reserves. For a first deal, a smaller property or a partner with a track record makes approval a lot easier.