A resource for new and seasoned investors

Boca Raton, Florida
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A resource for new and seasoned investors

Esteban Arrapalo
Lender · Boca Raton · Member since 2026 · 5 posts · 4 votes

I'm Esteban Arrapalo, a loan officer who works exclusively with real estate investors. No conventional owner-occupied loans, just fix & flips, new construction, and DSCR, that's it.

What makes me a little different: I'm an investor too. I've flipped 2 properties and hold 2 rentals, so I've been on both sides of these deals. I know how fast things move and what it actually takes to get a deal financed and closed without it falling apart.

Quick summary of what I do:

  • Fix & flip — fast closings, rehab draws that don't drag
  • New construction — ground-up financing structured around your build schedule
  • DSCR — qualify off the property's cash flow, not your tax returns

If you're working on a deal, scaling a rental portfolio, or just want a second opinion on financing before you make an offer, drop a comment or send me a DM — always happy to connect and talk. 

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  • Denise SuppleeBusiness Member
    Realtor · Willow Grove, PA · Member since 2017 · 991 posts · 646 votes
    1mo

    Having good people on your team makes such a difference in real estate. Working with people who understand investors and can communicate well can save a lot of time and frustration. And having been on both sides yourself, I'm sure you understand the process from a different perspective.

    Spark Rental Co-Investing Club582 Reviews
    WebsiteView Page
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  • Esteban Arrapalo
    OP
    Lender · Boca Raton · Member since 2026 · 5 posts · 4 votes
    1mo

    yes! It's great to have the experience from both angles and use that knowledge to get others on the real estate investment train. 

    0Reply
  • Diana KhanPro Member
    Attorney · 10451 Mill Run Cir #755 Owings Mills, MD 21117 · Member since 2024 · 519 posts · 186 votes
    1d
    Quote from @Esteban Arrapalo:

    I'm Esteban Arrapalo, a loan officer who works exclusively with real estate investors. No conventional owner-occupied loans, just fix & flips, new construction, and DSCR, that's it.

    What makes me a little different: I'm an investor too. I've flipped 2 properties and hold 2 rentals, so I've been on both sides of these deals. I know how fast things move and what it actually takes to get a deal financed and closed without it falling apart.

    Quick summary of what I do:

    • Fix & flip — fast closings, rehab draws that don't drag
    • New construction — ground-up financing structured around your build schedule
    • DSCR — qualify off the property's cash flow, not your tax returns

    If you're working on a deal, scaling a rental portfolio, or just want a second opinion on financing before you make an offer, drop a comment or send me a DM — always happy to connect and talk. 

    @Esteban Arrapalo, I can relate to what you said about being on both sides of a real estate deal. I'm an attorney, broker, and investor myself, and I think having that firsthand investing experience changes how you approach things when you're working with other investors. You understand that there's a lot more involved than simply getting a property to closing.

    I've worked with investors where the financing, contracts, and ownership arrangements all needed to work together for the deal to make sense. Sometimes a small change in one area can affect the rest of the transaction, and that's where having professionals who understand the bigger picture can really help.

    I enjoyed reading about your background, @Esteban Arrapalo. Lending and real estate law cross paths quite a bit, and it's always interesting to connect with people who also understand the investor side firsthand. Happy to stay connected!

    [email protected]240-266-0291
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