Best South Carolina Mortgage Lenders
Browse 43 top-rated mortgage lenders in South Carolina as of November 1, 2026. See lender reviews, ratings, and investment specialties.
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NMLS # 2334221
Hard/Private/Non-QM
Conventus is a private real estate lender specializing in bridge, fix and flip, DSCR, ground-up construction, and multifamily financing for investors. We built our underwriting around how experienced investors actually operate, with fast closings, in-house decision-making, and terms that reflect the realities of each deal rather than a rigid checklist. Our Relationship Managers work directly with investors from first conversation through funding and beyond, so you're never navigating loan ... view more -
NMLS # 376205
Bello Mortgage powered by Coast2Coast Mortgage
Conventional & Gov.
Hard/Private/Non-QM
160 forum postsConventional & Gov.
Hard/Private/Non-QM
Mortgage brokers who actually shop! Bello Mortgage team has closed with over 80+ lenders in the last 2 years. Many lenders can say they work with a lot of lenders, most close 80% of their loans with one lender. Bryan is an active real estate investor with over 29 years of lending industry experience, having completed his first refinance in 1997. We specialize in investor-focused financing solutions—including DSCR loans, HELOCs, and HELOANs—matching your exact strategy with the optimal lender ... view more -
NMLS # 564371
Deb Herdman, The Federal Savings Bank
Conventional & Gov.
Hard/Private/Non-QM
Conventional & Gov.
Hard/Private/Non-QM
I've been in mortgage lending since 1992, and I'm also an active short-term rental investor myself, so I understand investing from both sides of the table. I offer conventional, non-QM, DSCR, 1-4 family, and 5+ unit financing for short and long term rental properties, lending in all 50 states. Because I invest myself, I understand cash flow, seasonality, and underwriting nuances. view more
South Carolina Mortgage Rates Today
How to Find a Lender in South Carolina
To choose a lender that aligns with your investing goals, start by asking the right questions about their experience with real estate investors and their flexibility in loan terms. When speaking with a potential lender, ask about their familiarity with investment-specific loan products, such as portfolio loans, bridge loans, or cash-out refinancing options, and how often they work with investors in your target market. Understanding the lender's typical loan-to-value (LTV) ratios and whether they offer specialized financing—like quick approvals for competitive markets—can reveal how well their services support quick, strategic property purchases.
In addition to loan features, inquire about fees, interest rates, and their approach to managing multiple property loans. For example, ask if they provide discounts on financing for investors with multiple properties or if they offer customizable loan packages based on your long-term goals. A lender who is open to building a relationship and adjusting terms to your needs is often a better fit for a growing investment portfolio. Finally, get recommendations from local real estate investment groups, which can provide insights into which lenders in your area have a strong track record with investors. And remember there is no one size fits all lender, you will want to find the right one for your investing needs.
Testimonials
"Found a lender who was able to offer exactly what I was looking for."
"Beat our local broker by one percent! Thank you BP."
"Easy to use and found a great Lender! Still going through the process but should close this week!"