@Gilbert Ross JrWhile your financial health matters to some degree, most hard money/private money loans are purely secured by the property.The strength of the deal and of your business plan for a property are what will bring money to your door.Oh, and network, network, network.  

About 2 weeks after repair a 2 foot by 2 foot section of plaster fell in kitchen. 

I am young but health insurance is another factor in my decision. 

They don't have a chance at it. the only reason we ever changed was ours retired because of health reasons.  

Can find it at most health food stores.

So a property that may be market value for $130 a square foot because of amenities will have a lesser tax appraisal value, because amenities are not considered. 

Mold (Big health issue in Florida, in some instances tenants can break the lease due to Mold), Inspection and Condition of dwelling (Every tenant must complete a Move In/Move Out checklist) they also sign in my addendum that the checklist is correct and have 5 days to object to it in writing. 

Again, burn some calories and farm, building wealth and health.

I am extremely new to all this and the site, i would however like to start learning more and eventually invest in a duplex, or at most 4 plex, not sure on wording yet, and i would probably end up living in one of the ...

But if I let my inner stories distract me from keeping my "foot on the accelerator" finding motivated sellers the next guy will buy that delapilated property.