Obviously your goal is to widen the spread, so focus on what you can control  Expenses are also a function of market, as some of my properties have taxes at 65% of total expenses, while others are 15%.

@Kitty Walker- As an investor, I've refinanced multiple Padsplits and co-living properties (where we go direct to tenant without Padsplit), and I generally agree with your last statement, with some caveats:- if the renovation is done well, the appraiser may not even say anything that would indicate it is an "abnormal" SFR (has happened multiple times with me)-the investor may be wise not to make the house crazy- just leave a nice open living room, put double doors on the dining room so it can function as a bedroom now but be easy to convert later, etc.  

It’s functional.And functional is what builds wealth.For investors who prioritize cash flow, stability, and scalability, Memphis isn’t underrated, it’s misunderstood.Are you investing for appreciation, or are you investing to get paid every month?

If you think about it, that's kind of the way it should and the market is functioning efficiently.

cash flow comes as a function of your whole portfolio - rent increases, refinancing, tax savings. 

The most accurate or cleanest method is one bank account per LLC, but that is tough if you are solo with 20 properties and do not have a full back office function for each.

As reward, I will provide a clean, safe, functional home and be responsive to routine service requests.

They are functional while frustrating. 

The Memorandum of Understanding (MOU) Is No Longer ViableAt the time of joining the Inner Circle, I was led to believe this was a select group of 300 top investors, a group committed to transparency, partnership, and shared success.Yet, despite escalating my concerns from Frank to Gretchen to you, Dutch, I have been met with avoidance, vague responses, or outright silence.How can the MOU function moving forward when:Investor questions are ignored.Financials are withheld.Investment structures are unclear and possibly diluted.Concerns about business practices are met with misdirection instead of resolution.You continue to invite me to Inner Circle retreats, yet you refuse to acknowledge my legitimate concerns.

Short term stock market gains is just that that; they're a function of the market not a trader per se.2. $800k consisting of what?