If working with a mortgage broker that specializes in DSCR loans, it will help to connect you with more DSCR program options as different DSCR lender programs are not all identical. 

It's a masters program... sticking to the subjects I do best and hiring professionals for everything else.Sorry for the cheesy analogy

Are there any tricks to establishing this legal entity, or do we need to just accept that this is how this part of the industry operates, and either get with the program or find something else to do?

Some DSCR programs do allow 15-year terms, but they’re much less common than 30-year options and usually come with higher payments and stricter ratios.

It is excellent that you are prioritizing saving for retirement through your employers program.

Advancement of the Navy's FFG(X) frigate program design selection process has huge implications for Austal and huge company expansion providing more jobs.- In 2018, a $127 million Walmart distribution center was built West of Mobile.

Neither employer has a stock purchase program. 4.

I suggest you look up some people’s journey using the NACA program on YouTube to see others realistic experiences.

@Amanda King  here are some best practices for you to followRecommended Best PracticesWritten Relocation Notice  I would provide tenants with Dates/Times of tenting, how long it will be uninhabitable, rent proration method used, relocation assistance program terms (Caps, reciepts, deadlines,) and deliver my certified mail, email and posted on the property at least 10 days before tenting.Standardized Assistance FormHave tenants submit, Name / unit, Contact info, Hotel receipt(s), Signature acknowledging termsClear Assistance TermsDraft language such as:“Landlord agrees to provide relocation assistance limited to actual lodging expenses incurred during the pest control displacement period, with original receipts, up to $200 per night for a maximum of 2 nights per household.

I use a program called TenantCloud that has built in accounting specifically tailored to property managers/landlords.