Getting optimized out because they’re standing still while the environment changes around them.It’s uncomfortable.

If you are young, this is the best time to do it as it becomes less optimal as you get older. 

Hey David,Given that you don’t need current cash flow and plan to reinvest for the next 8–12 years, I’d think about this a little differently than someone trying to live off the income today.On the 15-year vs 30-year question, I’d generally lean toward flexibility over optimization.

What’s interesting is: I do have enough cash to close deals in cash if I want to — but I’ve always felt it’s not necessary, and possibly not optimal for long-term buy & hold. 

Is it an automated tool that tells me what/how to optimize? 

We partner with a statewide STR property manager that has a menu of services that you can pick from to get your documented hours.To Your Success!

The goal isn’t optimization, it’s focus.

It can work, but it’s capital-intensive and less liquid if assumptions change.Buy another property if:• You want diversification and simpler underwriting• You’re optimizing for scale, repeatability, and optionality• You’d rather deploy capital into a clean acquisition than a bespoke conversion• You plan to continue BRRRR or house-hacking as a systemThat’s a “build the portfolio” play.

NYC house hacking can make sense for lifestyle + appreciation, but it rarely optimizes cash flow.

That is a lot of work/risk for $10k total return and remember the cash flow I used is not achievable)It is rare for an OO to be an optimal rental property.If you sell the gains are tax free (gains are less than the $250k single allotment).