Later, once someone actually looked at the details, they realized part of that loss could still offset their income because they were in that income range and actively involved.

Age itself isn’t what drives interest rates — it’s more about credit profile, income stability, debt-to-income, and the loan program used.

Specialized investment programs can help an investor with more favorable terms and rates. 

With no rehab costs or holding period involved, the financial structure stayed simple and supported a smooth same-day close.How did you add value to the deal?

Quote from @Patrick Berhan: Hey everyone, I’m looking for some perspective from both property owners and fellow property managers, particularly those operating in high-regulation markets like San Francisco.I’ve been tasked with building and operating an in-house smoke/CO & Habitability inspection program for the units under our management.

First, basic accessibility is not sufficient on its own to exceed unit numbers in RT-3.5 zoning and an ADU is still subject to density restrictions unless your city has its own ADU ordinance or pilot program in effect on your lot.

The issue is that it usually comes in below a 1.0X at 20%...at least most that we've been seeing, and the "no-ratio" or sub-1.0X programs are more expensive.

If you don't have the 3%, the FHA program allows it to be gifted by a relative.

Also great to see your daughter getting involved at 17!

Sounds like some really flexible programs.