Best Creative Finance Strategies for Small Multifamily (2–4 Units)

[Levonte Wilson]

Hello everyone,

I’m currently focused on investing in small multifamily properties—duplexes, triplexes, and fourplexes—and want to learn more about creative financing strategies that allow me to leverage Other People’s Money (OPM) effectively.

Specifically, I’m interested in:

• Financing methods that work best for small multifamily properties

• Strategies to maximize leverage while managing risk

• Real-world examples of deals using creative finance in the 2–4 unit space

I’d love to hear from experienced investors about what has worked well for you and any pitfalls to avoid. Any guidance, insights, or resources would be greatly appreciated!

Thank you in advance for your help.

[Andrew Postell]

@Levonte Wilson why stop there?  Why not just buy 200 unit properties with OPM?  What about $50million commercial properties?  Now, I'm being a little sarcastic here.  Now, I see the same tickytok and fakebook videos you see.  Sometimes what people are selling is their course on how to do these things.  Is it possible to do this?  Yes, but I've been investing for over 25 years and I buy properties all the time with very little money out of my pocket and NO partners.  So, do you want to buy my course?  Just kidding. I don't have a course to sell.  But let's talk about what you CAN do.  Can you buy your own primary home?  Do you own one?  If you don't own one, that means you can buy one and use a "first time homebuyer" grant.  And come out of pocket very little (sometimes $0).  And that doesn't need any partners.  My first home was a $50,000 home.  My 3rd home was a $7,000 home.  My 4th home was a $23,000 home.  Why?  Because that's what I COULD do.  I'm not saying that's what you have to do...but maybe think about that route some.  You might be surprised by what you CAN do!