One option is the outbound marketing approach, which can include pulling data, cold calling, texting, door knocking, and several other strategies.I’m happy to speak more about what has worked best for us and what enabled us to build a full-time business in wholesale real estate!

This is a very workable approach, and you’re thinking about it the right way.I’ve helped clients (and personally structured) deals where home equity from a high-cost market like CA was used as the acquisition capital for Midwest LTRs, then stabilized with long-term financing once the rental is in place.A few practical points from experience:HELOCs work best as a bridge — speed + flexibility — but you want a clear take-out plan (DSCR or conventional) once the property is rented.For small multifamily, make sure you’re stress-testing rates + HELOC draw cost, since carrying both temporarily is common.Lenders vary a lot on HELOC terms (CLTV limits, draw period, variable rate caps), so structure matters more than the headline rate.Indy can work for LTRs, but I’d focus heavily on submarket selection and property management — that will matter more than the city itself.Happy to share what’s worked (and what to watch out for) if helpful.

Louisville never over-rotated that hard.What changes here is subtler — and healthier.Negotiations slow down.Inspections matter again.Appraisals regain weight.Local knowledge starts outperforming national assumptions.Homes begin moving back into the hands of homebuyers.Or into the hands of local stewards who actively manage what they own.Or into the hands of out-of-state investors who know what they’re doing — and who are plugged into the systems, data, and infrastructure that exist here.Markets always change.

Yes — you can and should challenge this, but how you do it matters.The biggest issue here isn’t just the appraiser — it’s process and representation.On small multifamily, values swing wildly depending on:Which comps are selectedHow income is underwrittenWhether the appraiser understands investor-driven assetsThis is where working with a lender that specializes in investment properties becomes critical.An experienced investment lender will:Be in direct communication with the AMC (not just the appraiser)Provide a value report / comp package before or alongside the appraisalHighlight better comps (same block, same unit mix, higher rents, recent rehabs)Point out factual errors in rent assumptions, expense ratios, or cap rate selectionFormally request a Reconsideration of Value (ROV) using data the AMC will actually acceptYou typically can’t just “reject” an appraisal, but you absolutely can:Request an ROV with strong supporting compsEscalate through the AMC if the appraiser ignored obvious market dataIn some cases, order a new appraisal if the lender/AMC agrees there were material issuesGiven that:You have identical buildings one block awayWith higher rents and completed rehabsAnd prior appraisals significantly higherThis is a textbook case for an ROV — if it’s packaged correctly.One caution: pushing this without lender support often goes nowhere.

Reonomy's good but expensive for beginners, Prospect Now has cheaper entry but limited data depth.

The yield on the US 10yr note is up to 4.29%, mortgage rates have followed suit.Rate Drivers: Why Rates Are Climbing and What's NextRates have risen as geopolitical tensions, firmer economic data, and shifting Federal Reserve expectations continue to push yields higher, with the Greenland‑linked tariff threat prompting a sharp Treasury sell‑off that broke previous trading ranges and raised concerns about weaker foreign demand for U.S. assets.

Google how to do so and you may need assistance from an agent to get the data.

I spoke to a Psychiatrist on the data, asking her to explain why I was seeing all this in the data.

But if your agent does some leg work calls the list broker understands the situation and you put in an defendable offer that your agent can strongly point to numbers and not just "my buyer's risk profile only allows them to purchase it for blah blah" if you really want the deal and want to bring it together you'll have to give a bit too but generally if you are able to supply data and defend the offer its generally at least viewed in a positive light and while you may not go in contract you'll get a more serious counter if you act more serious also.  

Also learn basic Excel/Google Sheets—huge edge.How to network as a teen: Local REI meetups (go with curiosity, not asking for money), BiggerPockets forums (you’re already doing this right), and even helping investors for free—photos, cleanup, data entry, social media, driving for dollars.Getting involved early: Wholesaler support roles, contractor helpers, property management assistants, or interning with an agent once you’re eligible.