These guys aren't pooling funds and buying D rentals in Cleveland ohio or Toledo ohio. you still shot yourself in the foot there's still no justification. between the two purchases they spent 9.5 billion dollars and they bought very nice, fairly new housing portfolios in strong tier 1 or tier 2 cities.

Tenants won’t see your nuanced perspective/ justifications, they’ll just feel like they were lied to, as would anyone. 

Fast forward to today and one of those existing STR's has become a nuisance to the neighborhood and so the HOA board is planning to ban all STR's using what they believe are provisions in the CC&Rs to justify it and have consulted an attorney to validate the legal standing on implementing this ban.The CC&Rs were written in 1998 (before STR's was even a thing) and have these sections being cited by a couple members of the board as justification for banning the rentals (note there is not anything explicit about STR's in the documents)Section 1 – Single Family Residential – states in part, “… Lots… shall be used for no purpose other than residential purposes.”

Once actual invoices come in, you typically can’t charge more than what you initially withheld without strong justification.

The question isn’t just if the boom is coming, but who’s prepared to act when it does.

Perhaps following suit as Canada won a lawsuit in 2021 against Airbnb on similiar charges, esp. given its currently only going to apply to PMS connected hosts.That may be their justification but I disagree.

If a similar standard were applied throughout the forum, you can imagine the number of posts that would be flagged.In a similar situation, I had a post-reply flagged because I included the phrase "I lend in XYZ area" merely as a justification to my own credibility, and not as a promotion.It's painful to have a post or reply with good content that's voted on flagged due to the inclusion of only a small phrase that may contradict forum guidelines, and I believe an alert to edit the post-reply before it's removed (or at least to provide the author the post's original content) would be a huge addition to the forums. 

This OP, as I pointed out in my previous post, “doubles|down” on the lie that (1) personal assets are not at risk  - they absolutely are as the OP admits, albeit with some non sensible justification about specific assets not being pledged(2) protects personal credit - as already stated the personal guarantee necessary will affect the credit card holders credit capacity , and as such find its way to their credit report, and hence affect credit scoring. (3) is lower risk - this may be the biggest lie of all.  

10-12x is just insanity, 10x of net is itself expensive and would need a heck of a lot of justification behind it for revenue growth probabilities not just potential. 

This would be a justification for charging higher rent.