From what I’m seeing in the last few deals here in the Southeast (FL/GA) and beyond, the private money landscape is a mixed bag right now — but there are real opportunities if you know where to look.What seems to be working:   • Strong operators with solid comps and exit strategies still get fast private money   • Lenders are more comfortable with seasoned investors and repeat sponsors   • Private lenders are still writing P+R deals, especially with interest reserves factored in   • Clean deals with realistic ARVs and conservative rehab estimates get tractionWhat’s slowing deals down:   • Underwriting is tighter — lenders want better LTVs and clearer exit plans   • Appraisal uncertainty can stall approvals, especially in softer micro-markets   • Some private lenders are leaning toward bridge/equity splits instead of 80/20 purchase + rehab   • Newer investors without track record are seeing longer review cyclesRegional nuance:In Florida & Georgia, I’ve heard of a handful of private lenders still willing to commit on P+R — but they often want:   • 65–70% LTC   • Clear exit strategy (BRRRR exit, sale comps, rent rolls)   • Detailed scopes + contractor quotesThose tightening terms aren’t deal killers — they just reward preparation.My takeaway:Private money hasn’t disappeared — it’s just more selective.

The PM tool I use will actually do income check as part of the screening as well if you select it.  

Just select that you are searching for sold listings and then select your other filters and you can find comps. 2.

Proper tenant selection is also of equal importance to the long-term success of your investment.For these reasons alone, finding the right company to protect your interests is a worthwhile investment.

I also like mentoring select people.  

Type of hard money, private, and other similar loans (select one)a.

Or how did you select your current one?

You can easily find them in the private lending group as well click on the Agents and Pros tab and select lenders. 

I would say just be extra selective starting out.

Don't ask.What's actually changed my strategy is being way more selective on rehab scope.