Past numbers are not always indicative of how your property will operate.

Again, these may well be indicators of likely future behavior.

Personally I have not done MTR but the experiences I heard of usually indicate that MTR is treated more like a business with higher turnover, less responsibility of the tenant, and larger up front cash investment for furnishing.You have to really run the numbers to see what the delta is between MTR and LTR and if it is worth the extra headache and hassle - because it will be more work, but that is also why you will get more returns. 

I think you are indicating it does not fully eliminate leverage from the balance sheet.  

Once completed, all wiring and components will be fully secured and concealed in accordance with code and standard installation practices.Given the concerns being raised, I would also appreciate guidance on how future maintenance or replacement of my siding would be handled should access to this area become necessary.Additionally, the neighboring property regularly uses the shared walkway to drain water, which often results in dirt and debris being washed into my front yard.I have attempted to coordinate with the building inspector regarding this matter; however, they have been unavailable to date and have indicated they plan to visit on Monday.

I take it as an indicator that I'm sitting on something numerous people are interested in and that SFR really tickles other investors fancy for some reason...

Below, I address your questions based on common practices in the industry.Steps to prepare for buying out of state: Begin with thorough market research, focusing on economic indicators such as job growth, population trends, and rental demand.

We discovered a few things  on the application that I don't know how to think about:- Applicant has 5 bad debt accounts that were charged off, most recent one 6 months ago auto loan, $12k in outstanding debt (applicant indicated it was a bureau error)- For prior landlords and personal reference - we did a reverse phone look-up; in all cases the phone numbers were registered under a different last name than what was on the application and that last name matched the applicant's (no exception - for all of them); TruePeopleSearch and similar sites all indicated that the applicant and landlords / reference are all part of the same family and all had some connection to the common address- That said the applicant's FICO is 640+ and there is a verifiable source of income from steady employment (government job)What is your advice regarding this applicant?

You mention your market has new construction homes for about 300k, which indicates to me that you may be able to buy a multi family home (less than four units) for a pretty reasonable price, do you know the average price of a 2-4 unit in your area/the cap rate?

It reveals:A single diagonal crackStarts near the roof/eave lineRuns downward at ~30–45°Passes through mortar joints and bricksAppears to terminate near the window openingThat pattern is not random.Most likely cause: Differential foundation settlement (corner/edge movement)Why this crack screams “settlement”Diagonal cracks in brick masonry almost always indicate movement, not shrinkage or temperature.Specifically:One portion of the foundation has moved downward relative to the restThe masonry relieves stress along the weakest diagonal pathBrick cracks diagonally because masonry is strong in compression, weak in tensionThis is not a thermal or cosmetic crack.Why the crack points toward the window (important)Windows are stress concentrators:The masonry above and beside openings carries redistributed loadsWhen the foundation moves, cracks often:Start at roof or corner loadsPropagate toward window or door cornersThat’s exactly what you see here.Likely contributing factors (very common)One or more of the following is usually involved:Uneven soil bearing under that side of the buildingPoor drainage at that corner (downspouts dumping water)Expansive clay soilsOlder shallow footingsPossible tree root influence nearbyIf this is an older building, this pattern is extremely common.How I would classify this crackAttributeClassificationCrack typeDiagonal structural crackPrimary causeDifferential foundation settlementStructural significance⚠️ ModerateUrgencyMonitor → evaluateCosmetic-only?