Updated about 23 hours ago on . Most recent reply
Looking for a rental application related advice
I just bought a property in Delaware County PA. Our realtor put up an ad and we got an application. We discovered a few things on the application that I don't know how to think about:
- Applicant has 5 bad debt accounts that were charged off, most recent one 6 months ago auto loan, $12k in outstanding debt (applicant indicated it was a bureau error)
- For prior landlords and personal reference - we did a reverse phone look-up; in all cases the phone numbers were registered under a different last name than what was on the application and that last name matched the applicant's (no exception - for all of them); TruePeopleSearch and similar sites all indicated that the applicant and landlords / reference are all part of the same family and all had some connection to the common address
- That said the applicant's FICO is 640+ and there is a verifiable source of income from steady employment (government job)
What is your advice regarding this applicant?