The rates however are in the double digits.. 

Many landlords do this and then verify the info by checking ID.Just make sure you store it securely — shred paper copies when they’re no longer needed and keep digital files encrypted or password-protected.Hope that helps — it’s extra work upfront but saves you headaches down the road if you ever need to track someone down for unpaid rent.Yeah I think I need to make something like that and collect it myself. 

While jobs are an issue, this added stress is going to cause wall-street to move into safety (bond market) and this will bring down mortgage rates.

The safety/structural/deferred maintenance that's now required by law allows contractors to price gouge and charge whatever they want.

This valuation will result in at least 6 digits of negative equity for a hands off ADU addition.  

Sometimes those applications don't even give you a way to disclose your loans (even if you wanted to), especially the fully digital platforms. 

I would simply repair and save your money for other repairs/upgrades unless there is a safety issue.

Yes, I could see some builders happily taking such a loss for the safety and certainty of being out and not getting stuck with hot-potato.

@Collin Hays Collin, a lot of guests do love the “real” wood-burning experience, but honestly, most STR travelers these days prioritize ease and safety.

After analyzing 40-plus properties, even with rent savings, the IRR barely clears double digits unless I assume major appreciation or an under-market buy.