The Deferred sales trust is an installment sale ( not to be confused with a Delaware statue trust or what Thomas is referring to above as a 30 year monetized installment sale). 

It acts as a portal where you can also upload a copy of the lease for future reference. 6.

I can also refer you to a few actual banks, if you wanted to tackle it yourself.Dustin

They’ve built systems around transparency, reporting, consistent communication, and working with older properties, including Section 8.While I can’t directly plug specific Cleveland vendors without confirming they meet your criteria, here’s how you find the right ones:🔹 Investor-Friendly Agents:Ask for transaction history with out-of-state buyersRequire references from investors they’ve worked withLook for familiarity with rehab, comps, and niche financing (DSCR, portfolio lenders)🔹 Property Managers:Before you commit, vet them on:How they handle maintenance costs and approvalsWhether they provide online owner portals with financials and photosTheir marketing + leasing process (turnaround time matters)Experience specifically with Section 8/CMHASince Cleveland’s housing stock and submarkets vary tremendously block by block, having a local expert who specializes in investor due diligence.

Build your credibility stack now: brief 1‑page story, sample underwriting, references, and a weekly update email to your network.

Any good CPA references for Arizona??

If you can consistently acquire a solid property every couple of years, you’ll almost certainly wake up with a meaningful portfolio in 10–15 years.To your question: yes, a small multifamily with an owner-occupant strategy can absolutely make sense in your situation — even if it doesn’t look amazing on paper day one.For reference, I ran some rough numbers on a Providence triplex I saw recently:8 Andem St, Providence, RIAsking price: $525,000If you were able to purchase something similar using an FHA loan with 3.5% down, here’s what that might look like:Estimated PITI (including MIP): ~$3,680/monthAssumes ~5.5% rate (just a placeholder — local lenders can dial this in)I plugged in $2,500/year for insurance as a rough estimate (definitely confirm locally)Looking at current rentals, 2 bed / 1 bath units in that area appear to rent around ~$1,600/month.

So, owners mistakenly think price is the only differentiator – and look for a PMC like they’d shop for groceries☹We encourage you to learn from the mistakes of others by reading posts here on BiggerPockets from owners that picked a PMC solely by price and regretted it.We recommend exploring as many sources as possible to get referrals AND cross-reference them to get as much accurate information as possible.Check out NARPM.com, BP’s Property Manager Finder (BiggerPockets: The Real Estate Investing Social Network), etc.Even if someone gives you a referral, do NOT make the mistake of assuming that just because a PMC met their expectations, they’ll meet your expectations.

Essentially you are letting prospects "buy" better credit.I'm not quite sure about your meaning regarding a full year in advance, but IF you were to consider such an offer (refer to prior comment), what criteria are you using, or what do you anticipate once that year has passed?

If you need a referal I'm happy to provide.