Lenders are also getting more stringent on what the policy actually covers - and how - so optimally provide to your lender the actual quote for binding within a week or two of agreement

I don't remember how this site was functioning in the past, but I suspect this "what you look for is hidden/buried deep where you can't find it" strategy is somewhat new to BP and its implementation may have coincided with the steep decline of this forum's overall popularity. 

Ideally you have a rental property close to an institution where people work/study like a hospital or university.With MLS access (need a licensed real estate agent), one can do a deeper dive into drawing more nuanced insights with some thoughtfully implemented real estate analytics.2) Property background - owner information, tax assessments, permits, and zoning data is generally available to the public and most municipalities have a "parcel viewer" that makes snooping for this a lot easier.

I’ve implemented a color-coded system for kitchen cabinets, fridges, and the chest freezer, and established solid house rules.

I cannot sell this to a retail buyer unless a fha 203k loan is implemented and the list price would come done. 

See my post above, I am curious if you implement a flexible cancellation if you see similar results.

Recommendation: use a service, implement an application fee and see if it yields better results...if not you can always go back to what you're currently doing. 

Have you had much pushback since implementing it? 

I saw one that implemented roof replacements after hail storm.  4 units in each building, but HOA would not replace the roof until all 4 paid the special assessment (deductible) for the roof. 

That's a good start, but you need definition, goals and implementation.