@Richard Summers Do you offer PML nationwide?

A quick and dirty way to find the best markets is looking up the section 8 voucher program and look at the highest tier zip codes in your area 

On a $200,000 purchase, 20 percent down is $40,000, so $20,000 usually means you are either targeting a lower price point, using a low down program, or a different loan type.Second, do not spend every dollar at closingFor a first rental, especially out of state, I would try to keep 3 to 6 months of full housing expenses in reserves after closing, meaning mortgage, taxes, insurance, and an allowance for repairs.

For someone focused on investing vs. traditional sales, look for brokerages with experienced investor teams, mentorship programs and agents active in acquisitions.

And then they don't submit an offer because they don't have proof of funds lined up yet.So the deal goes to someone else.

Would you anchor your offer off:The 2021 sale price of $450K,The Trustee’s Deed amount of $347K, orPurely current 2/1 comps at ~1,368 sf (ignoring any “Fannie Mae needs to get X out of it” thinking)?

I also offer a mentorship program for those looking to scale their active investments with a solid legal foundation.

Age itself isn’t what drives interest rates — it’s more about credit profile, income stability, debt-to-income, and the loan program used.

We got an offer last weekend for a lady moving in and is closing cash within 14 days.

Feel free to DM me if I can offer any advice on your own search!