. $50k principle valued at $21k for Roth conversion.Here's a thread on BP started by @Dmitriy Fomichenko explaining this strategy in detail.

Also, if you have a disposal remove it, explaining what to put down it is not worth the trouble. 

In the end, your presentation has to be believable when explained to a stranger such as an IRS auditor or a judge.

I would love to connect and explain how I did that!

A few of the well-known groups like KBKG, Cost Segregation Guys, and ReCost Seg were solid in terms of explaining assumptions and working smoothly with my CPA.

I call, have to explain the issue all over again to someone new.

In my location, and with my availability and age, buy and hold is the strategy I intend to pursue, unless there's a compelling reason not to - AND I AM ALL EARS ON THAT SCORE (anybody, please feel free to explain what other strategy might be better, and why).

And, in case you wonder what has changed, here is an article explaining it: https://www.biggerpockets.com/forums/51/topics/1249780-expla...Everyone is talking about STRs (short-term-rentals), about the STR loophole and so forth.

Abruptly cutting them out can escalate things unnecessarily.Do not mention the pay stub inconsistencies in the denial.If you cannot verify income to your satisfaction, that is another valid reason, but once again, you don’t need to explain how or why it raised concerns.Your job here is not to “prove” anything.Your job is to apply criteria consistently and document that you did.California landlords get into trouble when they over-explain, over-communicate, or editorialize decisions.

I am explaining facts as I see them.