I don't know you Dave but I take it you haven't read my material, or...you've bought several courses and are mad at the creators of the course because you haven't been able to implement them.

It prevents toenails from snagging quilts and pet hair from getting on them. 

I also was told by one of their representatives that they are planning on upgrading their 2 factor verification protocol and making it mandatory to prevent further similar situations from occurring. 

Evaluate the situation to see if you could have done anything differently to mitigate the loss and implement changes to your processes, but know that this happens and hoepfully just not too close together. 

I've never increased the rent on my tenants, but I'm thinking of implementing this strategy starting this year.

As for healthcare, focus on prevention and/or switch to an employer with better benefits.Speaking of which, there are real upsides to increasing your income.

Also I believe while you work to raise your score, focus on choosing a market where the numbers make sense because your 670 score won't prevent you from using your VA loan.Good luck!

I implement the steps and use Innago (management software) to collect deposits, rents, and get leases signed.

If you add a member on to a deal, they will require the member to have entity seasoning as they want to prevent "straw borrowers" Depending on your rep, you will either have a pleasant experience or a gruesome one.. 

Exterior drains are usually the least disruptive and prevent water from ever reaching the slab.