The customer service person sent me a receipt to show they gave me a refund.

OP Trust and LLC are two different things and operate separately.LLC- legal identity and liability containment.  

You don’t want to end up trying to “un-allow” something later.If you do allow it, I’d only do it with some guardrails:No customer pickups at the property — delivery only.No signs, no employees, no extra equipment.She must carry her own general liability policy (very cheap for cottage food businesses).She provides proof of compliance with Alaska cottage-food laws.A written addendum stating you are not liable for any business activity and can revoke permission at any time.Honestly?

He claims to be Christian Based, but only rips poor customers like myself.

Robert, great question – I hear this a lot.The biggest underwriting pitfalls I see over and over aren’t the formulas, they’re the assumptions:Underestimating taxes, insurance, and utilities (especially after a sale when taxes reset).Being too light on repairs/CapEx – roofs, HVACs, turnover costs, and unit upgrades.Not stress-testing debt: DSCR at higher rates, lower rents, or slightly higher vacancy.Assuming rent growth and exit cap rate that are too optimistic for today’s environment.Having one “master” spreadsheet that tries to handle every deal type and ends up clunky and hard to trust.Most investors really need a simple, custom template tied to their specific buy box and risk tolerance, not a one-size-fits-all model from the internet.

@Maya Jones In Texas and Iowa, you can file an Assumed Name form with your county for a business name that does not contain your personal name, ie Griifin Wood Ranch vs Ballard Ranch.

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You can totally tell if a business cares just based on their customer interactions, social media content, customer loyalty incentives, and their ability to pay for THEIR mistakes. 

If you have base scenarios/models containing information ask it to save those for future reference. 6.

If str or mtr you might want to consider traveling nurses as a customer base to go after.