I'm not sure where you were looking, but this forum features 20+ of tax experts, including myself, who speak real estate fluently.

Looking ahead, investors are focused on this week’s key data—Annualized GDP, Core PCE, Personal Income, and Real Personal Spending—which will offer a clearer picture of growth, inflation, and consumer strength and could meaningfully influence rate volatility and shape expectations for the Fed’s path into February.Week Ahead: Key Economic Releases to WatchThe coming week features several high‑impact data releases that could meaningfully influence rate volatility and reset market expectations for growth and monetary policy, beginning with the Annualized GDP report, which will offer a crucial read on overall economic momentum and determine whether recent strength is sustainable in the face of tightening financial conditions.

Attorney's will try to scare you into getting a complex structure but I wouldn't worry about it until  you have something people can take.

I had the same dilemma last year, but now want to build my second ADU ASAP. for the following reasons:- I think the pandemic actually makes ADUs better/more attractive options than apartment complexes.

.• Multifamily adds operational complexity.

Use property management from day one, favor assets that are easy to own rather than optimized, and avoid operationally complex strategies that eat time.

4–5% all-in feels high at first glance, but it depends on what’s included.On smaller commercial or portfolio loans, you’ll typically see:- Origination fee or points- Processing / underwriting fees- Third-party reports- Legal- Title- EscrowsBanks sometimes quote in percentage terms because several of those costs scale with loan size.That said, 4–5% before appraisal and attorney does sound on the higher side unless this is a smaller balance or more complex file.It might be worth clarifying:- What portion is lender fees vs third-party- Whether any of it is negotiable- If there are prepayment penalties or yield maintenance built inThere are definitely alternative structures out there depending on property type and leverage, but the full picture matters more than just the percentage headline.If you’re comfortable sharing rough loan size and asset type, easier to sanity check whether that’s in line or excessive.

While it may seem like a simple concept, it's actually a very complex process that requires significant documentation as well as specific methodologies.

Those stories don't get featured on podcasts or posted here, but that is the most common outcome in the out of state, low purchase price/BRRRR investor story.

For most high-income W-2 earners, that’s either:• House hacking a small multifamily• Buying a stable 2–4 unit in a landlord-friendly market• Or partnering on a deal to learn operations without carrying everything yourselfAvoid heavy rehabs or complex creative structures on your first deal.