Debt, Transfers, and Cash Flow8.

Quote from @Tom George: Quote from @Angel Velazquez: Hi Jonah - I am working on a new tool aimed at making real estate investment analysis a data-driven process.

Software can pull the data, but you still need to understand WHY certain comps are higher or lower.

Use it for what it really is, a data collector.

Properties will be transferred to LLC and we did work through many of those questions today.

I’ve successfully built a stack that automates the intake and skip-tracing process for approximately $0.15–$0.30 per lead (API costs only).The Strategic Flow:Data Integrity: Using Google Address Autocomplete to ensure zero-error data entry from the start.Instant Valuation: Pulling real-time market data to provide the seller with a custom offer range immediately.Automated Skip Tracing: The system automatically pulls legal owner names, mobile numbers, and emails the second the form is submitted.Remote Management: I manage the entire logic (margins, repair costs, SMS triggers) through a Slack/Telegram integration so I don't need a heavy CRM.I’m currently running this through a Google Sheets backend to keep the tech stack lightweight.I’m curious to hear from the veterans here—at what volume does it make sense to move away from 'all-in-one' platforms and into custom API-driven automation?

It would seem that ESPM went out of business around April of 2025, and somehow my management was transferred to Rent Now QC (RNQC). 

There are lenders that have ARM 30yr amortized options; I don't find that option comforting.For the workaround to have the property be in an LLC, but have a fixed mortgage, is having Title be in the individual's name, and then post-closing transfer into LLC. 

I watch the Reventure channel I love Real Estate Data.

According to a fourth-quarter 2025 home equity study by real estate data specialists ATTOM, the percentage of homes that are at least 25% underwater—meaning that mortgage balances are at least 25% above market value—has increased to 3% of all mortgages, up from 2.5% a year earlier.