This was the result of finding a property that was mismanaged and "looked" bad, but it really just needed surface level modifications to look good again (appliances, paint, some exterior work, etc.)These deals will pop up if you analyze properties consistently.

I’ve also seen folks catch the problem early and negotiate loan modifications, forbearances, or even sell on their terms before the bank steps in.For any investors here who are working with distressed sellers or helping homeowners in tough spots, here are a few tips:Empathy first.

My other modifications from The Oracle of Omaha's advice is diversification via "O" and "GLD".

Select the appropriate option for new reservations or modifications.3.

While your value added is in the physical aspect of real estate (building SFR, developing subdivisions, etc) our emphasis is on deal structuring (loan modification, wrap mortgages, interest rate arbitration, real property consolidation, tenant repositioning, etc.). 

That allows a disabled person to make certain modifications to the house at their expense to accommodate their disability. 

Loan Modification or Short-Term Forbearance (Even from Private Lenders)While private/hard money lenders aren’t always flexible, some will delay foreclosure if you show you’re actively trying to sell and communicate clearly.

In a few cases, walking them through their options—loan modification, reinstatement, or even applying for hardship programs—ended with them keeping the house.

But what surprised me was how many options were still available, even late in the game.Here are a few things I learned (or was reminded of) during the process:✅ Loan Modifications Aren’t a MythWe helped them apply for a loan modification with their servicer.

But our first effort is to get the borrower to agree to a loan modification and have them retain ownership and us getting g a performing note.