Those deed of trust amounts can be original notes, HELOCs, modifications, assignments, or recorded refis that never funded the way you think, so the paper looks messy even when the case is clean.

If he has previously done modifications with approval, he might have assumed (wrongly) that future modifications would be fine.

Some are lost strict than other asking you to add an sprinkler system inside the house.Another thing to consider is the modifications to the house, the size of all the doors are large so they have to open them up.

Most leases explicitly prohibit informal modifications for this exact reason.Month-to-month cuts both waysEven if the tenant argues the lower rent existed, month-to-month means you can reset rent prospectively with proper notice under Texas law.

If you need more money, we will do a loan modification and give you some more.

Any loan modifications or extensions should be disclosed upfront.

DC has very specific tenant protections, and missing language can cost you time and money later.That said, here are the non-negotiables I recommend focusing on:Lease structure essentialsClear utility responsibility (who pays what, how billed, and consequences for nonpayment)Occupancy limits and guest policy (especially important since you live on-site)Noise, shared space, and house rules spelled out clearlyMaintenance reporting procedures and timelinesRight of entry language that complies with DC notice requirementsNon-renewal and termination language (this is critical leverage in DC)No verbal modifications clause everything must be in writingBecause you live in the basement, make sure the lease clearly defines:What areas are private vs sharedParking, storage, laundry, and entry accessQuiet hours and expectations both waysScreening advice (this matters more than the lease)Most landlord problems come from screening mistakes, not lease wording.At minimum, screen for:Income stability, not just income levelRental history (this matters more than credit score)Eviction history specific to DCConsistency gaps in employment, unexplained moves, incomplete applications are red flagsPick one screening standard and apply it consistently to everyone.

If I'm not interest in doing all the modifications will Padsplit still work with me? 

The modifications on eleven of these loans with a total UPB of $456.5 million included extensions between two and nineteen months.

(Consolidation, Extension, and Modification Agreement). it combines the existing mortgage with a new mortgage.