Curious to hear broker and principal perspectives on structured acquisitions in the commercial retail space.In some transactions where buyer and seller are aligned on price, I’ve seen deals close using master lease or lease-to-own structures — essentially where the buyer operates the property and makes agreed payments while the purchase price and exit are locked upfront.

Hey everyone,I’m working on a retail fix-and-flip in Central Florida using a hard money lender (90% purchase / 100% rehab), and I’m structuring the remaining capital stack.For those of you who’ve done similar deals, I’d love to learn how you typically structure short-term capital used for down payment and closing costs on these types of projects.A few questions for the group:Do you usually see this structured as a flat return or an annualized return?

Quote from @D Kimberly: I’m under contract on a value-add commercial property with strong in-place cash flow and a clear refinance path.First-position financing is in process, but I’m evaluating different capital stack structures to optimize speed and flexibility at closing.Specifically, I’m curious how experienced operators here have structured:• Temporary equity partners vs. preferred equity• Short-term bridge capital prior to stabilization• Buy-out provisions post-refinanceFor those who’ve executed similar transactions, what structures have you found most efficient and lender-friendly?

I’ve been spending more time underwriting stabilized commercial retail and thinking through different capital stack structures — especially where senior debt, seller participation, and a small equity tranche coexist.Curious how active syndicators here think about aligning early-stage capital with assets that are already cash flowing and highly occupied, particularly when the goal is clean execution rather than heavy value-add.Do you generally prefer simplicity (straight equity) or more structured approaches (prefs, hybrid positions) in those situations?

He's going through a frivolous lawsuit and never set up his shell companies /protections appropriately.

Different stages of investing often require different financing approaches — acquisition, stabilization, refinance, or exit.What factors matter most to you when choosing a loan structure for a deal?

For those using DSCR financing, which factors are you prioritizing most right now — rent assumptions, expense buffers, or exit flexibility? Curious how others are stress-testing deals.

You can also build asset protection into that, but that's a separate discussion.You'll want to learn about how cash flows through a business entity structure.

Quote from @Lacreasha Green: I’m preparing to move forward on my first fix-and-flip-to-rent (BRRRR-style) project in a secondary market and wanted to learn from those who’ve executed similar deals.For investors who started with smaller acquisition prices and heavier rehabs, what financing structures or lender types ended up working best on your early projects?

Curious to hear broker and principal perspectives on structured acquisitions in the commercial retail space.In some transactions where buyer and seller are aligned on price, I’ve seen deals close using master lease or lease-to-own structures — essentially where the buyer operates the property and makes agreed payments while the purchase price and exit are locked upfront.