Currently, if owners want residents to pay water, we bill based on an average of 12 months of bills and review that annually to update the amounts, OR the owner can ask the residents to be added to their bill since water must stay in the owners name.

Quote from @Sasha Leans: I would have your contractor open up that wall more and check the extent, looks like more water/mold damage back there..

Steve, one option that works well in rentals when you want to avoid glass doors is a curbless walk-in design with a fixed half wall (also called a pony wall).You tile the entire shower area plus about 12–18 inches outside of it, slope the pan correctly, and the half wall keeps most of the water in without needing glass.

I’ve already addressed the exposed piers so that water can’t get around them and soften the surrounding soil, but I’m unsure whether that buys me any meaningful time. 

My rehad cost didnt take into consideration replacing HVAC and water heater and roof which are most likely old.

., and they want to be near shipping corridors, rail, water, and population density.

If not, we can probably get coverage with water damage excluded. 

Paying for a Section 8 investment course is the equivalent of an aspiring cook paying for a course titled: How To Boil Water

All I can seem to get is sewage and water back up coverage but I want to actually insure the pipes in case they break. 

advanced fee pump and dump  full stop.. for all the reasons mentioned above. its an epidemic in the US and has been for decades.if you can watch the American Greed episode on Remington Financial and then you will understand how a sophisticated due diligence scheme was carried out.the one U showed is coming to you from off shore just garden variety Nigerian prince scheme couched for RE lending.