I'm honestly still blown away by that.What this means is that I no longer worry that I'm doing my bookkeeping wrong.

I'm not going to say any of the above comments are wrong, or that the experiences of the folks posting are invalid, but if you want that super top notch terms/fees/rates hard money loan, then your DEAL needs to also be super top notch, even to a vanilla randomly selected appraiser following USPAP.I've had many clients "graduate" from what I offer as a conventional lender into the fix-n-flip world that I do not really participate in, and the ones that got slamming deals back when they were working with me tend to have mostly (but not entirely) positive things to say about Lima One.So I guess the lesson learned is that if you absolutely 100% have a slamming deal, take Lima One's offer of a single digit rate and less than 2 points, and go forward with the application.

You’re also not wrong about California being tough for landlords, which is why a lot of investors eventually look out of state once they want true cash flow.

Buying the wrong property in the wrong location and viewing it strictly as an “investment on paper” can quickly become very stressful.LTR – This is probably the best strategy for someone who is out of state.

Robert Kiyosaki will tell you there is nothing wrong with debt as long as your assets produces positive income.

Users who are not proficient in accounting would miss a mistake, go off in the wrong direction for months and be angry at the software for ruining their books.

Now, I can have my deal finder partner assist with that Don't get me wrong.

@Andrew Steffens Nothing wrong with Tampa except it's 10 degrees colder than Miami this time of year. 

(Company C)Company C is mathematically wrong here.

It seems Phoenix is closer to California, unless I'm facing the wrong direction, so I'm wondering why San Antonio is chosen over the easier and growing market next door?