That’s usually where creative solutions start to make sense for sellers. 

The solution is the deferred sales trust, as all debt is paid off at the close of escrow.

Sophia, this is an ambitious plan, and honestly, with your W2 strength, credit profile, and experience, you’re in a much better position than most people trying to pull this off.

However, a simple solution may be purchasing the property as a second home... you can put less down and use it pretty much however you choose so long as you or a family member occupies it for at least 2 weeks a year. 

Second, you want to have estimates on the improvements you want to make so you do not over improve the property.Third, you can do the work when one of the units becomes vacant and increase the rents as well.After both units have been improved and rents increased, you can either get a HELOC to pull money out or do a cash out refinance.To Your Success!

We used these sites to pull recent sales data and determine fair price-per-square-foot benchmarks for our top neighborhoods.

They mentioned that McDonalds just had a commercial that was AI produced.....it was pulled after negative reaction from the public. 

Quote from @Jay Hinrichs: Quote from @Drew Sygit: Quote from @Natalie Allie: Looking for advice from seasoned investors in the Detroit area - specifically how investors mitigate risk when investing in the inner city and what the best solutions are to secure properties, avoid squatters, etc...

Pull data from PropStream or Propwire (free option) and start reaching out to motivated sellers - high equity, absentee owners, pre-foreclosure.

For most experienced landlords, “Verified” isn’t about convenience — it’s about liability.To fully trust a screening tool without extra checks, it would need to provide:Direct-source income verification (payroll, IRS transcripts, or bank-level verification — not uploaded stubs).Nationwide eviction and criminal search pulled from court records, not just database aggregators.Identity verification tied to SSN + address history with fraud detection flags.Clear risk scoring with transparency (why the applicant passed, not just “Approved”).Audit trail documentation in case a decision is ever challenged under Fair Housing.Consistency controls so every applicant is evaluated against the same criteria.Even then, many operators wouldn’t fully skip human review — especially for higher-risk asset classes or tighter margins.The real trust line isn’t perfection.