@Lolo Druff , with Section 8, it helps to separate program approval from your own screening standards.

Recent leadership confirmations at Ginnie Mae and FHA signal stability in government-backed lending programs, which remain vital for first-time homebuyers.

Same for 2-years of job/income stability.Tenant Default: 10-20% probability of eviction or early lease termination.Section 8: Class C rents usually meet program requirements, proper screening still recommended.Vacancies: 10-20%, depending on market conditions and tenant screening.Cashflow vs Appreciation: Should cashflow immediately, at the lower end of relative rent & value appreciation.Class D Properties:Tenant Pool: Majority of FICO scores under 560, little to no good tradelines, lots of collections & chargeoffs, but should have no convictions/evictions in last 12 months.

What are you hoping to get out of her program?

Look at grants or programs that could help with that.

Same for 2-years of job/income stability.Tenant Default: 10-20% probability of eviction or early lease termination.Section 8: Class C rents usually meet program requirements, proper screening still recommended.Vacancies: 10-20%, depending on market conditions and tenant screening.Cashflow vs Appreciation: Should cashflow immediately, at the lower end of relative rent & value appreciation.Class D Properties:Tenant Pool: Majority of FICO scores under 560, little to no good tradelines, lots of collections & chargeoffs, but should have no convictions/evictions in last 12 months.

You can depreciate your asset to avoid taxes, 1031 exchange, year 1 writeoff, 2/5 years primary residency $250,000 tax avoidance, Death step up basis, loan programs 0% or 3.8% down, VA, REI expense writeoff, 1099 your kids and pay for their car or college,  bankruptcy waiver on your home, military Free money, Stocks have none of the above.Asset addition or swapping.  

To take advantage of this program, you have to move into the property and live there as your primary residence.

I just went through this for one of my properties where a new program was started.  

During the Covid-19 pandemic, its quantitative-easing (QE) program involved large-scale purchases of Treasuries and MBS, boosting demand, elevating bond prices, and suppressing long-term yields—including mortgage rates.