But with the right local or portfolio lender, it’s definitely possible.My advice: the YouTube video’s not wrong, but it’s only half the story — you just need the right lender and clean documentation. 

Choosing the Wrong Floor PlanThis may be dependent on your own target market.

You’re not wrong the swing you’re seeing is real, but the mistake most people make is trying to model cost seg too precisely at the property-selection stage.

I now have 6 Units and am moving forward with more property transactions with Fire Team Realty.Use these people; I can’t imagine you’d go wrong.

There’s really no right or wrong answer here — it all comes down to your goals.The key question is whether you’re trying to be an active real estate investor who continues acquiring properties and growing a portfolio, or someone who wants a smaller portfolio that produces strong cash flow and lifestyle freedom.People often underestimate the power of having 2–3 paid-off properties.

. - John, not only is the majority of your points wrong, but you’re obnoxious and arrogantly condescending to a new poster asking a serious question and hoping to find an answer.  

And yes you're totally right, 13% is not nothing, sounds like I've just got it going to the wrong place.

I read that wrong from both you and Sam.  

The goal is to build something repeatable and scalable,not rush into the wrong deal.

If you rush it and something goes wrong, you can get stuck longer than planned and that ties up cash and energy.Most of the time, I like to be refi ready before I go hard on the next deal.