I'm in the middle of building some Ground Up Duplexes and unfortunately, I've had to push hard to get the city to connect my water taps and sewer taps... some progress has been made!

Was wondering if you had any updates on how your experience progressed after starting this post?

We complete 4 to 7 renovations each month, and we have a dedicated team member who goes on-site every other day and takes a progress video for our clients.

Is your DSCR ratio greater than 1-meaning are you cash flowing (according to the lender's criteria of mortgage, property taxes and insurance (and HOA) if applicable).

@Jennie Ballard by analysis I assume you are asking if you need to submit two applications.

Is your DSCR ratio greater than 1-meaning are you cash flowing (according to the lender's criteria of mortgage, property taxes and insurance (and HOA) if applicable).

I’m very confident in this: very few people can get listings and opportunities in front of as many buyers as we can, both on-market and off-market.Now, the good news to end on.Despite weak hiring and economic pressure, mortgage applications increased 4.8% last week, according to the Mortgage Bankers Association.

Any insight, tips, or even mistakes to avoid would mean a lot.Thanks for reading, I’m excited to start learning and making progress in real estate. 

I've had a few applications but both of them were bad (couldn't verify income in one, had the literal worst credit score in the second).

In my opinion most jurisdictions (cities, counties, communities) have done an excellent job of balancing saturation and have clear applications and processes towards operating a legally, zoned vacation rental.