At 22 years old, I'm uniquely positioned as a high income earner with very few monthly expenses.

Later on, the idea is to build a larger home on the property and rent out the smaller one.The property is also set up pretty well for a unique stay / glamping style STR, so that’s something I’m considering down the road too.After construction of the ADU, the comps show a pretty solid ARV, so the investment side is mainly equity initially, But I have options for cash flow if needed.

Paseo Arts DistrictOne of the most unique neighborhoods in the city.

Sellers are currently offering around $10K in concessions and savvy investors are using that to replace HVAC or roofing pre-close instead of taking a rate buydown, which stretches the value well beyond face value.

I’ve passed on a few recently that just didn’t work, unless rents or ARVs stretched.

It’s given me a unique perspective on how important it is for investors to stay connected to the right networks.Right now I’m expanding my circle and looking to connect with active real estate investors, fix & flippers, wholesalers, buy-and-hold investors, and acquisition managers, who are consistently looking at deals and growing their pipeline.My goal is simply to build stronger relationships with people who are actively doing business and serious about scaling their real estate operations.If you’re currently investing and open to connecting with others focused on the opportunity sourcing side of the business, feel free to comment below or send me a message.

For experienced operators, I’m still seeing:• Fix & Flip – up to 85% LTC / 100% rehab in certain cases• DSCR – mid to high 6s to low 8s depending on leverage + credit• Ground-up – 75–80% LTC if numbers support itC...

Each city is unique, but this is a practical step-by-step breakdown focused on creating "paper lots" - before horizontal construction.  

Brokers who actively close DSCR and bank statement loans know:Which lenders stretch on DSCR ratiosWho allows STR incomeWho is flexible on seasoningWho can close quicklyThat relationship layer makes a huge difference.The reality is — these loans aren’t “hard.”They just require experience and the right capital sources.For investors, the key is working with someone who closes Non-QM consistently — not someone who “also does” Non-QM occasionally.That’s where execution, pricing, and certainty improve significantly.Great topic — this is an important conversation for investor-focused lending.

I’m currently working with the owner and it will likely be coming to market in about 2 weeks, so I’m trying to gauge what buyer type makes the most sense.Property basics:• 6 bed / 6 bath• ~4,135 sq ft• ~1.2 acres• Ocean views• Guest housesIt’s a really unique property — lots of character with hidden little rooms throughout the home, a miniature lighthouse feature, a whale-tail fountain outside, and tons of wildlife around the property (pelicans, eagles, deer, etc.).The home is in good shape overall with a newer roof, but probably needs around $30K in cosmetic updates (paint, floor touch-ups, etc.).Curious what people here would do with something like this — Airbnb investment or market it to a family / second-home buyer?