I've heard from one individual that various lenders are enforcing more terms on their agreements, and that Title transfer checks/enforcement might be expected...I have reached out to PNC Bank, The Equitable Bank, Five Nine Bank, Summit Credit Union, and it is the same story, no LLCs. 

This is our first time selling our rental property as seller-financed, 20% down, 5% interest and a five-year buy-out….

Lately, it’s the insurance re-quotes coming in 3 days before closing.I’ve seen three deals in the last month where the numbers worked perfectly on day one, but then the carrier decides the roof age is suddenly an issue or they’re pulling out of the zip code.

By the time they realize the deal stalled, five other investors have already moved on to the next one.

When demand improves and supply moves slowly, prices tend to stay supported.Looking ahead, Fannie Mae and Pulsenomics’ Home Price Expectations Survey (polling 150 economists) projects 15% cumulative home price growth over the next five years.Put simply:A $500,000 home could gain roughly $75,000 in value over that time.That’s why timing the “perfect rate” can carry real opportunity cost.Wholesale Inflation Surprises HigherJanuary’s Producer Price Index (PPI) came in hotter than expected:+0.5% month over month+2.9% year over yearCore PPI +0.8% monthly, +3.6% annuallyThat’s sticky inflation.What this means for mortgage rates:The Federal Reserve remains in a balancing act:Cooling labor data argues for easingPersistent inflation argues for cautionHot wholesale numbers likely keep the Fed patient in the near term.That doesn’t mean rates spike — but it does mean aggressive cuts aren’t imminent.Is Gig Work Masking Labor Market Strain?

But watch your carrying costs -- at three deals, you go from 6 months of interest across two to potentially 18 months of interest overlap.

By late-2022, mass texting lost much of its effectiveness, and I stopped texting at this time because the costs did not justify the marginal results.What Wholesaling Looks Like in 2025Marketing First: Texting at ScaleThe core of my operation today is 10,000 outbound text messages daily, sent across five virtual markets that I rotate quarterly.

For investment properties near water, the increases are often steeper because the old system was significantly underpricing the risk.What this means in practice: a flood insurance premium that was $1,200/year when you bought the property could be $3,700/year within five years — and that's assuming no new claims.

Dover three-families trading in the high $500s in 2025 means this IS the market — not below it.

I’d also add things like supply and demand imbalances (undersupplied markets with high and increasing demand are ideal), median incomes (and income trends) in a one-, three-, and five-mile radius, as well as school district quality and crime rates—relative to other markets on a national level and to other neighborhoods in the same market.That said, I don’t know if stack ranking markets makes too much sense, since many of these qualitative factors are priced in.