@William ThompsonA few areas that really make a difference are:- Understanding the difference between repairs and capital expenditures- Knowing that different capex items follow different depreciation schedules- Tracking how improvements and depreciation affect your basis- Amortizing the financing and closing costs from both the purchase and the refFor my flipping business, I prefer to use fewer software programs to streamline things.

Then they can broker or Correspondent their loans to mini or smaller investors.Lower loan sizes under $100K, overall less conditonal call outs because their warehouse line is through mulitple sources or not through a bigger funding partner like Mass Mutual or loss payee that micro manages their overlays.Good news is a lot of the bigger Non/QM investors are expanding their niche programs and options.

They require owner-occupancy (you must live in one unit as your primary residence), but you may be able to combine it with down payment assistance (DPA) programs to help cover your 3.5% down payment and possibly closing costs.USDA Multifamily loans – sometimes offer 100% financing in rural areas, perfect if hard money lenders aren’t available.DSCR loans – lenders evaluate the property’s cash flow rather than your experience, so first-time investors can sometimes still qualify ( depending on your credit worthiness and cash on hand.These options can sometimes work when hard money lenders won’t, especially for someone in your situation with a property that has strong comps.

I'm sure it is much bigger news in facebook arbitrage groups or coaching programs etc.It's not surprising to me at all that a big arbitrage company went under.

Little did I know, this would put me in the graduate level program in Tax Lien investing.   

. $100 to program two garage doors?

Tes, keep it clean and lender‑friendly: have the purchase contracts show true market value, then reflect the discount as a seller credit labeled “gift of equity” from your parents, backed by a signed gift letter and proof they own the properties; expect the lender to require an independent appraisal, standard reserves, and that the gift only covers down payment/equity, not your required closing costs on some programs.

VA loan is an amazing program for all the reasons you pointed out earlier. 

We've had a lot of success working with Lowe's and their pro programs.

It’s totally fair to be cautious with a Section 8 applicant, especially when you’re new to that program.