Looking forward to seeing everyone’s progress this year.

As we progressed into the 4th week of the course, more classmates had the same situation as me that they were finding it difficult to get pre-approved loans from hard money lenders and banks.

Evaluate Deals Through the Lens of Your Entire PortfolioOne of the most common mistakes investors make is over-focusing on individual deal terms instead of viewing each acquisition as part of a broader portfolio strategy.Deal terms vary significantly based on several factors:Property TypeDifferent asset classes carry different risk profiles and financing structures:Industrial properties may have slightly higher interest rates than multifamily due to perceived risk.Retail often requires higher equity contributions and lower loan-to-value ratios.Office assets can involve more complex underwriting and higher equity requirements.Position in the Real Estate CycleMarket cycles matter.

They have been a good tenant for 10 months, and yes it is a federal job, but they mentioned when they took the job in December that they're on probation/evaluation for the first 90 days - all new hires, not them specifically.

Curious how others here evaluate support costs—do you look at it by hours, or by what it lets you stop thinking about?

They’re evaluating an experience.They’re asking themselves:“What’s it going to be like renting here for the next year… or three?”

If you don't have good personal credit/income, there are other kinds of loans like DSCR (Debt Service Coverage Ratio) loans where the ability of the property to generate income is evaluated to determine whether a loan can be made.

I'm now in panic mode because I just got a 1 review, which wiped back over 3 years of progress.

Looking to create a general framework for evaluating deals.

Tightening focus, protecting capital, and sharpening underwriting is progress—even if it doesn’t feel like it in the moment.