That said, I am seeing some programs go under a 1.0 DSCR in very specific cases — usually when you’ve got really strong credit, low leverage in that 65–70% LTV band, and substantial reserves.

They have an excellent training program. 

If you join Pace's gator program, you can match your investor with Pace and he will partner with them and split the deal 50/50 with the investor, and give you (the gator) 50% of what he makes (for the first 10 deals...after that you get less depending on the deal). 

Even if you’re not ready to buy yet, it’s incredibly helpful to know what you qualify for and what loan programs fit your situation.

For a first-time buyer looking to pick up a fourplex with 3.5% down, your best fit is usually an FHA loan — it’s one of the only programs that allows low down payments on 2–4 unit properties as long as you plan to live in one of the units.

There are loan programs such as a 2nd position DSCR that you can tap equity as long as your ratios for these loans are solid.

Then, as you scale, work with a bookkeeper to set up your QuickBooks Online correctly.For my flipping business, I prefer to use fewer software programs to streamline things.

Feel free to DM me and I’d be happy to walk you through our loan programs and see how we can support your BRRRR strategy.

They also have a free directory and publicity program for organic exposure.Has anyone in the Triad (or similar markets) tried REB for leads?

For both programs:1.00+ DSCR is the clean approval box.Sub-1.0 deals can be considered depending on reserves, credit profile, and pricing tolerance — but for most investors aiming for best terms, 1.00-1.25 is the target.4) Are these available in OH and IL?