Then mentally adjust based on your finish level and layout/functionality.

So we have 2 adjustable beds (1 split-king and 1 double) with high-end mattresses, massage function, etc...

The largest negative revision in 20+ years.Yes, this is how the job data is collected, reported, and revised.

Investment LogicWanting a property to be nice is fine - it helps with pride of ownership - but if it compromises cash flow, it’s better to step back.One approach: find a property that’s attractive but not extravagant - something functional, safe, and rentable.

Rents and values are still below national averages and the local economy is supported by a large state university, an Air Force base that is growing in population and significance and a regional hospital.

I am also one of the partners at the largest property management companies here.

Delayed financing functions like a cashout refi but is technically a purchase loan.

As long as the big stuff (HVAC, roof, water heater) is solid and the place is safe/functional, you’re good.On the keep vs sell question with that low 2.5% rate, I’d lean toward keeping if you can stomach it, because that’s gold long-term.

I have a floor lamp that has a switch, but it also has a remote with a lot more functions. 

What sometimes gets me is that, when you tell a novice that's paid $10K the truth, they get indignant and tell me...someone who has done this for 35 years and done it for three of the largest banks in the world...that I don't know what I'm talking about.