Important sections are frequently omitted, which can create challenges in day-to-day operations and long-term planning.This lack of comprehensive documentation becomes especially problematic if you ever consider bringing in partners or expanding your team.

Both are great options, if you do get an auto in your name, I believe they both offer excess UM/UIM as an endorsement which gives a lot of coverage for very cheap. 

You should carry enough liability coverage to protect your assets in the event of a lawsuit even after defense costs.

But it depends, setting up a corporate structure makes sense once your building's equity or your net worth exceeds your umbreall insurance coverage.

Only 1 insurance company I’ve contacted has mentioned this coverage and I am not familiar with it.1.

Before you transfer title, here’s what most new investors don’t realize:Moving a property into an LLC after closing could trigger your loan’s due-on-sale clauseSome lenders won't fund your deal if the purchase is in an LLC with no track recordInsurance rates & coverage may differ when held under an entity✅ Pro tip: Many investors hold the first few properties personally and layer in umbrella insurance — then set up LLCs as they scale or refinance.How are you structuring your portfolio?

These options can provide simpler and cheaper access to funds, especially if rapid property acquisitions are your main goal.Life insurance is a powerful tool when used for the right reasons—like estate planning or key-person coverage.

A DSCR (Debt Service Coverage Ratio) mortgage is a type of loan designed specifically for real estate investors.

Go back and forth on it a few times to get it as comprehensive and detailed as possible...this will avoid issues later on in the project.To develop a good SOW should take only a few days or 2-3 meetings.

The deductible is way below 5% of the coverage limit, it's like 2%.