The second thing would be to further automate this flow by creating an automation stack.

I'm trying to understand the typical tech stack for a small lending office that has, say, 20-100 investors in a pooled fund.What I'm hearing so far:- QuickBooks for business accounting (expenses, taxes, etc.)- Excel for investor tracking and interest calculations- Separate system for loan servicingIs that the standard setup?

Credit rebuild + reserves.On-time payments, low utilization, and stacking liquidity.

Nice momentum — stacking multiple flips at once changes the capital conversation entirely.Are you running those sequentially or overlapping timelines?

As a lender this is what I see that separates disciplined operators from gamblers.In today’s environment (higher rates, longer DOM, tighter buyer demand), most experienced flippers I’m working with are targeting 90–120 days total hold timeBreakdown:30–45 days renovation30–60 days to sell + closeAnything pushing past 5–6 months starts compressing margins fast because:Carry costs stack upBuyer pool shrinks with price increasesUnexpected repair creep eats spreadMarket sentiment can shift quicklyWhat I’m seeing right now:Sub-$350k price pointsStill moving fairly well if priced right. 90–120 days realistic.$400k+ flipsMore sensitive.

The real compounding happens because you’re stacking equity creation plus tax efficiency.

I’m not chasing appreciation or BRRR hype — just looking for properties that work today and still make sense 10–20 years out.My capital stack:~$90k available for down payment + closing + initial reservesFinancing: conventional / FHA / DSCR (open to all)Goal: cash flow ≥ $200–400/month per door after all expensesI’m not looking for “get rich quick” or BRRR hype — just steady, boring, dependable cash flow that survives recessions.Appreciate any real-world experience 🙏Thanks!

That already puts you ahead.With the uncertainty around enlisted vs officer and not knowing your first duty station, the smartest thing you can do right now is prepare — not rush.For the next year or two:Keep stacking cash.

Curious how other investors stay on top of deadlines once deals start stacking up.I’ve been seeing a lot of newer investors juggle contracts, addenda, and lender requests all at once — especially when running multiple deals.What systems or processes are you using to keep files clean and closings smooth?

Prioritize boring cash flow and clean operations over chasing the perfect duplex, because the first small multifamily that runs smooth is what lets you stack reserves and scale without stress.