They typically take too long to process claims, which inevitably delays necessary repairs.

I'm not too sure what you're getting at here - so you're saying there's minimal competition in your area?

Because the numbers are a little easier to manage, many investors are actually finding greater success with single-family or small value add SFRs, particularly those that require minimal maintenance or have below-market rents.Good luck!

With over 25 years as a loan officer, former realtor, and real estate investor, I’ve learned that foreclosure deals are won or lost in the first screen.I pass quickly when title risk is unclear, taxes or HOA balances are high, or occupancy could delay possession.

In fix & flip projects, delays cost real money.Fast, reliable funding can be the difference between hitting projected returns or watching margins disappear.

I Work a career type job taking home $15,000 per Month with minimal Expenses so have some optionality on what I do either excess cash (buy stocks, index funds, pay down real estate, etc)

I wouldn't go so far as to say the liability is minimal on the building owner.

This will be the best option to minimize fees

If anything goes wrong - construction delays or overruns, market changes, etc - you could easily be upside-down with this. 

Protect operations first, returns secondThe primary goal is not squeezing the best rate, it’s avoiding operational disruption:Keeping reserves intactAvoiding missed payroll, maintenance delays, or deferred work elsewhereMaintaining inspection and habitability standardsA “cheap” rehab that drains liquidity can cost far more downstream.4.