So while you Realtors are motivated by commissions on both sides, with plenty of lenders you can refer your clients to to help them overpay, while you take advantage of their own greed/ignorance/desperation, and a government and central bank facilitating the whole thing for you over the last decade-ya right, Reators had no hand in the surge of home prices vs wages across the country.  

His preference for buying with cash last year made a lot of sense for us - it allowed us to to get to deals that people who needed financing were not going to get - and we got more favorable terms. 

Have you looked into mini splits for supplemental ac, this would be my go to to at least explore. 

Since he was about 10 he's been at all the off-sites he travels to, to accompany him and see what it's like.

Lending is very different from residential and in this market its almost impossible to to office and multi family.

You could've chose to to keep the money, but you bought more houses with it. 

It is a viciously competitive market, and if you want to go toe to toe with the big guys spending $1 Million a year on direct marketing you need to be putting at least 40 hours a week into this business; when you're new, time and energy is your only advantage!

Of course a Buyers' agent could sever ties with their client in a responsible, reasonable, judicious manner but to to simply refuse to submit an offer based on the purchase price could land that agent in very hot water.

Both have built a significant operation, a feat that is far from simple and is rather rare, the vast majority of TK companies are BS or scams to to some degree, and both have achieved a place in the industry only possible via a certain level of delivery.

But I'm going to to take a different approach and suggest you use neither as a whole.