Comparing pre-tax real estate to after-tax S&P isn’t apples to apples.• Forced Appreciation:Real estate isn’t just “buy and hope.”

Most cost seg firms will give you a free estimate if you share basic property details - no commitment needed.For residential STR properties in the $500k-$1M range, check out room42.io - they're built for this exact use case and the cost is low enough that you can run studies on multiple properties to dial in your estimates without breaking the bank.

There are too many “bad apples” who give the good ones a bad name.

I do not know the prices for such a policy but something to be careful about as you compare quotes is making sure you’re truly comparing apples to apples.

Is that true for Amazon,  Meta, Apple, Microsoft, Google.

Then make sure the rent comps are truly apples to apples and that you are not assuming perfect occupancy with no concessions.Are you modeling stabilized cash on cash after a 12 to 18 month plan, or only day one?

For subto that we own we have an midterm in Abilene Tx, Padsplit in Killeen TX , Montgomery TX that we did a wrap mortgage , another wrap in Virginia , another rental in dfw 30 units Corpus Christi seller finance 50 year note, we partnered with Pace as our capital partner And40 units in Knoxville TN we took down with partners 3% IO payments for 30y am, 5 year balloon seller finance Crickets are loud over here How's this for a chirp. 

The cost seg market has evolved a lot - traditional firms charge $3-5k+, but newer platforms  like Room42.io can deliver defensible studies for much less.

Some DIY providers like room42.io offer "audit insurance" - basically they'll send an engineer if you do get audited.For renovation work specifically, make sure whoever you use has detailed records of what was replaced.

If you're doing multiple SFH deals, platforms like room42.io deliver defensible studies for $500-600 with the same audit protection - just automated instead of custom.The real question is ROI.