Seeing this everywhere, and rents are decreasing because people just can't afford the payments.

Thank you for sharing that POV. but that is not a good option for me as I travel a lot and It will significantly decrease the quality of my life to live the burbs of texas.

And if it doesn't, you need to either increase your income or decrease your spending. 

That said, for 1 of the tenants, everything went smoothly until year 3 when City Fheps decreased the voucher amount, took days/weeks to respond to my client, made incomplete payments to my client, etc.

We are trying to increase volume (and not decrease quality), I do not want good deals to pass us by because we don't have the funds on deck...

I’d look for ways to increase your income: side hustles, 2nd job, start a small business, etc. and decrease spending to boost savings.

After they see the full benefits (decreased living expenses, appreciation, debt pay down from your tenants, depreciation), then their mind will change :)What is the business plan transitioning from HH#1 to HH#2?

While we haven't yet (and probably won't) see the rates we used to have, we are reporting an average rate decrease of 6.6% YOY.  

We are in pivotal times where performance, planning, projections, accountability, results and networking weigh more heavily.Performance means a lot more than what it meant 2 years ago when everything was easy - in reference to high favor for sellers.The feds objective of decreasing buyer sentiment settled itself in a little over a year ago and 2025 was filled with broken promises to dropped that sentiment even lower.We are at a point where 2026 will be a very telling year.No time for lackluster evaluations and/or performances.

I am not advising anyone else to do the same.agree, that legal fees and forced sale may decrease our chances of return of our capital and earnings.